/* =========================================================
   Cartão do Comércio — INASEC
   Seguro de Vida e Assistência Funeral
   Identidade visual institucional (referência: /odonto/)
   ========================================================= */

:root{
  --azul-escuro: #0b2e5e;
  --azul-escuro-2: #0a2650;
  --azul-medio: #1565c0;
  --azul-claro: #e8f1fb;
  --verde: #1fa363;
  --verde-escuro: #16824d;
  --amarelo: #f5b400;
  --dourado: #e0a300;
  --branco: #ffffff;
  --cinza-claro: #f5f7fa;
  --cinza-medio: #6b7789;
  --cinza-borda: #e3e8ef;
  --texto: #1c2733;
  --texto-claro: #4b5768;
  --radius: 16px;
  --radius-sm: 10px;
  --shadow: 0 10px 30px rgba(11, 46, 94, 0.10);
  --shadow-lg: 0 20px 50px rgba(11, 46, 94, 0.16);
  --container: 1180px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: 'Inter', 'Segoe UI', Arial, sans-serif;
  color: var(--texto);
  background: var(--branco);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img{ max-width: 100%; display:block; }
a{ text-decoration:none; color:inherit; }
ul{ margin:0; padding:0; list-style:none; }
h1,h2,h3,h4{ margin:0; line-height:1.25; }
p{ margin:0; }
.container{
  width:100%;
  max-width: var(--container);
  margin:0 auto;
  padding: 0 20px;
}
section{ padding: 72px 0; }
.section-bg-alt{ background: var(--cinza-claro); }
.section-bg-azul{ background: linear-gradient(135deg, var(--azul-escuro), var(--azul-escuro-2)); color: var(--branco); }

/* ---------- Etiquetas / eyebrow ---------- */
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background: var(--azul-claro);
  color: var(--azul-medio);
  font-weight:700;
  font-size: 0.8rem;
  letter-spacing:.04em;
  text-transform: uppercase;
  padding: 7px 16px;
  border-radius: 30px;
  margin-bottom: 16px;
}
.eyebrow.light{
  background: rgba(255,255,255,0.14);
  color: var(--amarelo);
}
.eyebrow.green{ background: #e5f7ee; color: var(--verde-escuro); }

.section-head{
  max-width: 720px;
  margin: 0 auto 44px;
  text-align:center;
}
.section-head h2{
  font-size: clamp(1.7rem, 3vw, 2.35rem);
  color: var(--azul-escuro);
  margin-bottom:14px;
}
.section-head p{ color: var(--texto-claro); font-size:1.05rem; }
.section-head.left{ text-align:left; margin: 0 0 40px; }

/* ---------- Barra superior ---------- */
.topbar{
  background: var(--azul-escuro-2);
  color: #dfe8f5;
  font-size: 0.86rem;
}
.topbar .container{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 16px;
  min-height: 40px;
  flex-wrap: wrap;
  padding-top:6px;
  padding-bottom:6px;
}
.topbar-contacts{
  display:flex;
  align-items:center;
  gap: 22px;
  flex-wrap: wrap;
}
.topbar-contacts a{
  color:#dfe8f5;
  display:inline-flex;
  align-items:center;
  gap:6px;
  transition:.2s;
}
.topbar-contacts a:hover{ color: var(--amarelo); }
.topbar-contacts i{ color: var(--amarelo); }

/* ---------- Cabeçalho ---------- */
.site-header{
  background: var(--branco);
  box-shadow: 0 2px 14px rgba(11,46,94,.08);
  position: sticky;
  top:0;
  z-index: 999;
}
.site-header .container{
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 18px;
  min-height: 84px;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
}
.brand img{ height: 52px; border-radius:8px; background:#000; padding:6px 10px; }

.main-nav{ display:flex; align-items:center; gap: 6px; }
.main-nav ul{ display:flex; align-items:center; gap: 4px; }
.main-nav a{
  display:inline-block;
  padding: 10px 14px;
  font-weight:600;
  font-size:0.94rem;
  color: var(--azul-escuro);
  border-radius: 8px;
  transition:.2s;
}
.main-nav a:hover{ background: var(--azul-claro); color: var(--azul-medio); }

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding: 13px 24px;
  border-radius: 10px;
  font-weight:700;
  font-size: 0.95rem;
  cursor:pointer;
  border: 2px solid transparent;
  transition: transform .15s ease, box-shadow .15s ease, background .2s, color .2s;
  white-space: nowrap;
}
.btn:hover{ transform: translateY(-2px); }
.btn-primary{ background: var(--verde); color:#fff; box-shadow: 0 8px 20px rgba(31,163,99,.28); }
.btn-primary:hover{ background: var(--verde-escuro); }
.btn-secondary{ background: var(--azul-medio); color:#fff; box-shadow: 0 8px 20px rgba(21,101,192,.25);}
.btn-secondary:hover{ background: var(--azul-escuro); }
.btn-outline{ background: transparent; border-color: var(--branco); color: var(--branco); }
.btn-outline:hover{ background: rgba(255,255,255,.12); }
.btn-outline-dark{ background: transparent; border-color: var(--azul-escuro); color: var(--azul-escuro); }
.btn-outline-dark:hover{ background: var(--azul-claro); }
.btn-amarelo{ background: var(--amarelo); color: var(--azul-escuro-2); box-shadow: 0 8px 20px rgba(245,180,0,.3); }
.btn-amarelo:hover{ background: var(--dourado); }
.btn-white{ background:#fff; color: var(--azul-escuro); }
.btn-white:hover{ background: var(--azul-claro); }
.btn-lg{ padding: 18px 30px; font-size:1.05rem; border-radius:12px; }
.btn-block{ width:100%; }

.nav-cta{
  background: var(--amarelo);
  color: var(--azul-escuro-2) !important;
  padding: 11px 20px;
  border-radius: 8px;
  font-weight:800;
  font-size:.85rem;
  letter-spacing:.02em;
}
.nav-cta:hover{ background: var(--dourado) !important; color: var(--azul-escuro-2) !important; }

.hamburger{
  display:none;
  flex-direction:column;
  gap:5px;
  background:none;
  border:none;
  cursor:pointer;
  padding: 8px;
}
.hamburger span{
  width: 26px; height: 3px; background: var(--azul-escuro); border-radius:3px; transition:.25s;
}
.hamburger.active span:nth-child(1){ transform: translateY(8px) rotate(45deg); }
.hamburger.active span:nth-child(2){ opacity:0; }
.hamburger.active span:nth-child(3){ transform: translateY(-8px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero{
  background: linear-gradient(180deg, var(--azul-claro) 0%, #ffffff 70%);
  padding: 64px 0 60px;
}
.hero .container{
  display:grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 52px;
  align-items:center;
}
.hero h1{
  font-size: clamp(2.1rem, 4vw, 3rem);
  color: var(--azul-escuro);
  margin-bottom: 16px;
}
.hero .subtitle{
  font-size: 1.2rem;
  font-weight:700;
  color: var(--verde-escuro);
  margin-bottom: 18px;
}
.hero p.lead{ color: var(--texto-claro); font-size: 1.05rem; margin-bottom: 14px; }
.hero-badges{
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin: 26px 0 30px;
}
.hero-badge{
  display:flex;
  align-items:center;
  gap:10px;
  background:#fff;
  border: 1px solid var(--cinza-borda);
  border-radius: 12px;
  padding: 12px 14px;
  font-weight:700;
  font-size:.92rem;
  color: var(--azul-escuro);
  box-shadow: var(--shadow);
}
.hero-badge i{ color: var(--verde); font-size:1.2rem; }
.hero-actions{ display:flex; gap:14px; flex-wrap:wrap; margin-bottom: 26px; }
.hero-figure{ position:relative; }
.hero-figure img{
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  width:100%;
  height: 460px;
  object-fit: cover;
}
.seal{
  display:flex;
  align-items:center;
  gap: 12px;
  background:#fff;
  border: 1px solid var(--cinza-borda);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  box-shadow: var(--shadow);
  margin-top: -34px;
  margin-left: 24px;
  position:relative;
  z-index:2;
  max-width: 360px;
}
.seal i{ color: var(--amarelo); font-size: 1.8rem; }
.seal .seal-label{ font-size:.78rem; color: var(--texto-claro); text-transform:uppercase; letter-spacing:.03em; font-weight:700;}
.seal .seal-name{ font-weight:800; color: var(--azul-escuro); font-size:1rem; }
.seal .seal-reg{ font-size:.82rem; color: var(--texto-claro); }

/* ---------- Faixa credibilidade ---------- */
.stats-strip{
  background: var(--azul-escuro);
  color:#fff;
  padding: 40px 0;
}
.stats-grid{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align:center;
}
.stat-item .stat-value{
  font-size: clamp(1.6rem, 2.6vw, 2.2rem);
  font-weight:800;
  color: var(--amarelo);
}
.stat-item .stat-label{ font-size:.92rem; color:#cfdcef; margin-top:6px; }
.stats-note{
  text-align:center;
  margin-top: 26px;
  color:#cfdcef;
  font-size:.92rem;
}

/* ---------- Cards genéricos ---------- */
.card{
  background:#fff;
  border-radius: var(--radius);
  border: 1px solid var(--cinza-borda);
  box-shadow: var(--shadow);
  padding: 30px 26px;
  height:100%;
}
.card-icon{
  width: 56px; height:56px;
  border-radius: 14px;
  background: var(--azul-claro);
  color: var(--azul-medio);
  display:flex; align-items:center; justify-content:center;
  font-size: 1.5rem;
  margin-bottom: 18px;
}
.card h3{ font-size:1.15rem; color: var(--azul-escuro); margin-bottom:10px; }
.card p{ color: var(--texto-claro); font-size:.98rem; }

.grid-3{ display:grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4{ display:grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-2{ display:grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }

.note-box{
  background: var(--azul-claro);
  border-left: 4px solid var(--azul-medio);
  border-radius: var(--radius-sm);
  padding: 18px 20px;
  color: var(--azul-escuro);
  font-size: .95rem;
  margin-top: 30px;
}
.note-box i{ margin-right:8px; color: var(--azul-medio); }
.alert-box{
  background: #fff7e6;
  border-left: 4px solid var(--amarelo);
  border-radius: var(--radius-sm);
  padding: 18px 20px;
  color: #7a5600;
  font-size:.95rem;
  margin-top: 18px;
}
.alert-box i{ margin-right:8px; color: var(--dourado); }

/* ---------- Coberturas (cards grandes) ---------- */
.coverage-card{
  background:#fff;
  border-radius: var(--radius);
  border: 1px solid var(--cinza-borda);
  box-shadow: var(--shadow);
  padding: 34px 28px;
  position:relative;
  overflow:hidden;
  height:100%;
  display:flex;
  flex-direction:column;
}
.coverage-card::before{
  content:"";
  position:absolute; top:0; left:0; right:0; height:6px;
  background: linear-gradient(90deg, var(--verde), var(--azul-medio));
}
.coverage-value{
  font-size: 2.1rem;
  font-weight:800;
  color: var(--verde-escuro);
  margin-bottom: 6px;
}
.coverage-card h3{ font-size:1.2rem; color:var(--azul-escuro); margin-bottom:12px; }
.coverage-card p{ color: var(--texto-claro); font-size:.97rem; margin-bottom: 14px;}
.coverage-meta{
  margin-top:auto;
  background: var(--cinza-claro);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  font-size:.88rem;
  color: var(--texto-claro);
}
.coverage-meta strong{ color: var(--azul-escuro); }

/* ---------- Blocos quem é o benefício ---------- */
.info-block{
  background:#fff;
  border-radius: var(--radius);
  border: 1px solid var(--cinza-borda);
  padding: 28px;
  box-shadow: var(--shadow);
}
.info-block h3{ color: var(--azul-escuro); margin-bottom: 10px; font-size:1.1rem; }
.info-block p{ color: var(--texto-claro); }

.attention-box{
  background: #fff;
  border: 2px dashed var(--amarelo);
  border-radius: var(--radius);
  padding: 28px;
  margin-top: 30px;
}
.attention-box h3{ color: var(--azul-escuro); margin-bottom:14px; display:flex; align-items:center; gap:10px;}
.attention-box h3 i{ color:var(--amarelo); }
.attention-box ul{ display:grid; grid-template-columns: repeat(2,1fr); gap:8px; margin: 14px 0 22px; }
.attention-box ul li{ color: var(--texto-claro); font-size:.95rem; display:flex; gap:8px; align-items:flex-start; }
.attention-box ul li i{ color: var(--verde); margin-top:3px; }

/* ---------- Timeline ---------- */
.timeline{
  position:relative;
  display:flex;
  flex-direction:column;
  gap: 0;
}
.timeline-item{
  display:grid;
  grid-template-columns: 70px 1fr;
  gap: 20px;
  padding-bottom: 34px;
  position:relative;
}
.timeline-item:last-child{ padding-bottom:0; }
.timeline-num{
  width:56px; height:56px;
  border-radius:50%;
  background: var(--azul-escuro);
  color:#fff;
  display:flex; align-items:center; justify-content:center;
  font-weight:800;
  font-size:.95rem;
  z-index:2;
}
.timeline-item::before{
  content:"";
  position:absolute;
  left:27px; top:56px; bottom:0;
  width:2px;
  background: var(--cinza-borda);
}
.timeline-item:last-child::before{ display:none; }
.timeline-content h4{ color: var(--azul-escuro); margin-bottom:6px; font-size:1.08rem; }
.timeline-content p{ color: var(--texto-claro); font-size:.96rem; }

.contact-card{
  background: var(--cinza-claro);
  border-radius: var(--radius);
  padding: 28px;
  margin-top: 20px;
  border: 1px solid var(--cinza-borda);
}
.contact-card h4{ color: var(--azul-escuro); margin-bottom:14px; font-size:1.1rem; display:flex; align-items:center; gap:10px;}
.contact-card h4 i{ color: var(--verde); }
.contact-line{ display:flex; justify-content:space-between; flex-wrap:wrap; gap:6px; padding: 8px 0; border-bottom:1px solid var(--cinza-borda); font-size:.95rem; }
.contact-line:last-child{ border-bottom:none; }
.contact-line span.label{ color: var(--texto-claro); }
.contact-line span.value{ font-weight:700; color: var(--azul-escuro); }
.contact-actions{ display:flex; gap:14px; flex-wrap:wrap; margin-top: 20px; }

/* ---------- Assistência funeral (azul) ---------- */
.funeral-section{ background: linear-gradient(135deg, var(--azul-escuro), var(--azul-escuro-2)); color:#fff; }
.funeral-section .section-head h2{ color:#fff; }
.funeral-section .section-head p{ color:#cfdcef; }
.funeral-highlight{
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius);
  padding: 40px;
  text-align:center;
  margin-bottom: 26px;
}
.funeral-highlight .fh-label{ color: var(--amarelo); font-weight:700; text-transform:uppercase; letter-spacing:.04em; font-size:.9rem; margin-bottom:10px;}
.funeral-highlight .fh-number{
  font-size: clamp(2.4rem, 5vw, 3.4rem);
  font-weight:800;
  color:#fff;
  margin-bottom: 10px;
  letter-spacing:.01em;
}
.funeral-highlight .fh-desc{ color:#dfe8f5; margin-bottom:22px; }
.funeral-block-2{
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--radius);
  padding: 28px;
  text-align:center;
}
.funeral-block-2 .fb-title{ font-weight:700; color:#fff; margin-bottom:8px; }
.funeral-block-2 .fb-number{ font-size:1.6rem; font-weight:800; color: var(--amarelo); margin-bottom:6px;}
.funeral-block-2 .fb-desc{ color:#cfdcef; font-size:.92rem; margin-bottom:18px;}
.funeral-warning{
  background: rgba(245,180,0,.14);
  border: 1px solid rgba(245,180,0,.4);
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  color:#ffe9b0;
  font-size:.94rem;
  margin-top: 26px;
  text-align:center;
}
.funeral-warning i{ margin-right:8px; }

/* ---------- Salve contatos ---------- */
.save-contacts{ text-align:center; }
.save-contacts .section-head{ margin-bottom:38px; }
.contacts-grid{ display:grid; grid-template-columns: repeat(2,1fr); gap: 24px; margin-bottom: 30px; }
.save-card{
  background:#fff;
  border-radius: var(--radius);
  border: 1px solid var(--cinza-borda);
  box-shadow: var(--shadow);
  padding: 30px;
  text-align:left;
}
.save-card h3{ color: var(--azul-escuro); margin-bottom: 16px; display:flex; align-items:center; gap:10px; }
.save-card h3 i{ color: var(--verde); }
.save-row{ display:flex; justify-content:space-between; padding: 10px 0; border-bottom:1px dashed var(--cinza-borda); }
.save-row:last-child{ border-bottom:none; }
.save-row .s-label{ color: var(--texto-claro); font-size:.92rem; }
.save-row .s-value{ font-weight:800; color: var(--azul-escuro); }

/* ---------- FAQ Accordion ---------- */
.accordion{ max-width: 880px; margin: 0 auto; }
.accordion-item{
  background:#fff;
  border: 1px solid var(--cinza-borda);
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
  overflow:hidden;
}
.accordion-header{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 18px 22px;
  cursor:pointer;
  font-weight:700;
  color: var(--azul-escuro);
  gap: 12px;
}
.accordion-header i{ color: var(--azul-medio); transition: transform .25s; flex-shrink:0; }
.accordion-item.open .accordion-header i{ transform: rotate(180deg); }
.accordion-body{
  max-height:0;
  overflow:hidden;
  transition: max-height .3s ease;
  padding: 0 22px;
}
.accordion-item.open .accordion-body{ padding-bottom: 20px; }
.accordion-body p{ color: var(--texto-claro); font-size: .96rem; }

/* ---------- Documentos ---------- */
.docs-grid{ display:grid; grid-template-columns: repeat(2,1fr); gap: 16px; margin-top: 30px; }
.doc-btn{
  display:flex;
  align-items:center;
  gap: 14px;
  background:#fff;
  border: 1px solid var(--cinza-borda);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  font-weight:700;
  color: var(--azul-escuro);
  transition:.2s;
  box-shadow: var(--shadow);
}
.doc-btn:hover{ border-color: var(--azul-medio); background: var(--azul-claro); }
.doc-btn i.doc-ic{ color: var(--verde); font-size:1.3rem; }
.doc-btn i.doc-arrow{ margin-left:auto; color: var(--cinza-medio); }
.policy-meta{
  text-align:center;
  margin-top: 30px;
  color: var(--texto-claro);
  font-size:.95rem;
}
.policy-meta strong{ color: var(--azul-escuro); }

/* ---------- CTA final ---------- */
.final-cta{ background: linear-gradient(135deg, var(--azul-escuro), var(--azul-escuro-2)); color:#fff; text-align:center; }
.final-cta h2{ color:#fff; font-size: clamp(1.7rem, 3vw, 2.4rem); margin-bottom: 18px; }
.final-cta p{ color:#cfdcef; max-width: 700px; margin: 0 auto 32px; font-size:1.05rem; }
.final-cta-actions{ display:flex; gap:16px; justify-content:center; flex-wrap:wrap; }

/* ---------- Rodapé ---------- */
.site-footer{ background: var(--azul-escuro-2); color:#cfdcef; padding: 60px 0 0; }
.footer-grid{
  display:grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.1fr;
  gap: 36px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.footer-brand img{ height:52px; margin-bottom: 16px; border-radius: 8px; background:#000; padding: 4px 8px; }
.footer-brand p{ color:#a9bdd9; font-size:.92rem; margin-bottom: 16px;}
.footer-contact-line{ display:flex; align-items:center; gap:10px; font-size:.92rem; margin-bottom:10px; color:#cfdcef; }
.footer-contact-line i{ color: var(--amarelo); width:16px; }
.footer-col h4{ color:#fff; font-size:1rem; margin-bottom:18px; }
.footer-col ul li{ margin-bottom:10px; }
.footer-col ul li a{ color:#a9bdd9; font-size:.92rem; transition:.2s; }
.footer-col ul li a:hover{ color: var(--amarelo); }
.footer-col p{ color:#a9bdd9; font-size:.92rem; margin-bottom:6px; }
.footer-col strong{ color:#e7edf7; }
.footer-legal{
  padding: 26px 0 30px;
  font-size:.82rem;
  color:#8ea3c2;
  text-align:center;
  line-height:1.7;
}
.footer-bottom{
  text-align:center;
  padding: 18px 0;
  border-top: 1px solid rgba(255,255,255,.1);
  font-size:.85rem;
  color:#8ea3c2;
}

/* ---------- Botão flutuante + modal ---------- */
.float-help-btn{
  position: fixed;
  bottom: 26px;
  right: 26px;
  z-index: 998;
  background: var(--verde);
  color:#fff;
  border:none;
  border-radius: 50px;
  padding: 16px 22px;
  font-weight:800;
  font-size: .95rem;
  display:flex;
  align-items:center;
  gap:10px;
  box-shadow: 0 10px 26px rgba(31,163,99,.4);
  cursor:pointer;
  transition: transform .2s;
}
.float-help-btn:hover{ transform: translateY(-3px); }
.float-help-btn i{ font-size:1.2rem; }

.modal-overlay{
  position:fixed; inset:0;
  background: rgba(11,46,94,.55);
  display:none;
  align-items:center;
  justify-content:center;
  z-index: 1001;
  padding: 20px;
}
.modal-overlay.active{ display:flex; }
.modal-box{
  background:#fff;
  border-radius: var(--radius);
  width: 100%;
  max-width: 480px;
  max-height: 90vh;
  overflow-y:auto;
  padding: 30px;
  position:relative;
  box-shadow: var(--shadow-lg);
}
.modal-close{
  position:absolute; top:16px; right:16px;
  background: var(--cinza-claro);
  border:none;
  border-radius:50%;
  width:36px; height:36px;
  font-size:1.1rem;
  cursor:pointer;
  color: var(--azul-escuro);
}
.modal-box h3{ color: var(--azul-escuro); font-size:1.3rem; margin-bottom: 20px; text-align:center; }
.modal-option{
  border: 1px solid var(--cinza-borda);
  border-radius: var(--radius-sm);
  padding: 18px;
  margin-bottom: 14px;
}
.modal-option h4{ color: var(--azul-escuro); font-size:1rem; margin-bottom: 4px; }
.modal-option .mo-number{ font-size:1.35rem; font-weight:800; color: var(--verde-escuro); margin-bottom:6px; }
.modal-option .mo-desc{ font-size:.85rem; color: var(--texto-claro); margin-bottom: 12px; }
.modal-option .mo-actions{ display:flex; gap:10px; }
.modal-option .mo-actions .btn{ flex:1; padding: 12px 14px; font-size:.88rem; }

/* =========================================================
   RESPONSIVE
   ========================================================= */
@media (max-width: 1024px){
  .hero .container{ grid-template-columns: 1fr; }
  .hero-figure{ order:-1; }
  .grid-3{ grid-template-columns: repeat(2,1fr); }
  .grid-4{ grid-template-columns: repeat(2,1fr); }
  .stats-grid{ grid-template-columns: repeat(2,1fr); gap: 30px; }
  .footer-grid{ grid-template-columns: repeat(2,1fr); }
  .contacts-grid{ grid-template-columns: 1fr; }
}

@media (max-width: 860px){
  .main-nav{
    position: fixed;
    top: 0; right: -100%;
    width: min(320px, 86vw);
    height: 100vh;
    background:#fff;
    flex-direction:column;
    align-items:flex-start;
    padding: 90px 24px 24px;
    box-shadow: -10px 0 30px rgba(0,0,0,.15);
    transition: right .3s ease;
    z-index: 1000;
    overflow-y:auto;
  }
  .main-nav.open{ right:0; }
  .main-nav ul{ flex-direction:column; align-items:stretch; width:100%; gap:2px; }
  .main-nav a{ padding: 14px 12px; width:100%; }
  .nav-cta{ margin-top: 14px; text-align:center; }
  .hamburger{ display:flex; }
  .nav-overlay{
    position:fixed; inset:0; background: rgba(0,0,0,.4);
    display:none; z-index:999;
  }
  .nav-overlay.active{ display:block; }
}

@media (max-width: 768px){
  section{ padding: 52px 0; }
  .grid-3, .grid-4, .grid-2{ grid-template-columns: 1fr; }
  .attention-box ul{ grid-template-columns: 1fr; }
  .docs-grid{ grid-template-columns: 1fr; }
  .hero-badges{ grid-template-columns: 1fr; }
  .hero-actions{ flex-direction:column; }
  .hero-actions .btn{ width:100%; }
  .seal{ margin-left:0; }
  .timeline-item{ grid-template-columns: 50px 1fr; }
  .timeline-num{ width:44px; height:44px; font-size:.85rem; }
  .timeline-item::before{ left:21px; }
  .footer-grid{ grid-template-columns: 1fr; gap: 30px; }
  .final-cta-actions{ flex-direction:column; }
  .final-cta-actions .btn{ width:100%; }
  .topbar .container{ justify-content:center; text-align:center; }
  .topbar-contacts{ justify-content:center; }
  .float-help-btn span{ display:none; }
  .float-help-btn{ padding: 16px; border-radius:50%; }
  .modal-option .mo-actions{ flex-direction:column; }
}